Credit Card Generator

Enter the first 6-8 digits to generate cards with specific BIN

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Luhn Algorithm Validator

Check if a credit card number is mathematically valid according to the Luhn algorithm (Mod 10 check).

Enter a number and click Validate.
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About This Tool

Our Credit Card Generator is a powerful yet simple tool designed for developers, testers, and educators who need valid test credit card numbers that pass the Luhn algorithm check.

Key Features:

  • Generate unlimited valid credit card numbers instantly
  • Support for all major card types (Visa, Mastercard, Amex, Discover, JCB, Diners Club, UnionPay, Maestro)
  • Custom BIN (Bank Identification Number) generation
  • Optional expiry dates and CVV codes
  • 100% free with no registration required
  • No data is stored or logged - completely private

How It Works:

  1. Enter optional BIN prefix (first 6-8 digits)
  2. Configure expiry date and CVV options
  3. Select how many cards to generate (1-100)
  4. Click "Generate Cards" button
  5. Copy the results to your clipboard

Pro Tip: Use specific BINs to test different card types and issuing banks in your payment processing systems.

Important Disclaimer

Warning: The credit card numbers generated by this tool are for testing and development purposes only. They are not real credit cards and cannot be used for actual transactions.

By using this tool, you agree to the following terms:

  • The generated card numbers are mathematically valid but completely fictional
  • These numbers will not work for actual purchases or transactions
  • Any attempt to use these numbers for fraudulent purposes is illegal
  • We do not condone or support any illegal activities
  • You are solely responsible for how you use the generated numbers

Permitted Uses:

  • Testing payment gateways and e-commerce systems
  • Software development and quality assurance
  • Educational purposes and demonstrations
  • Filling demo data in applications

Prohibited Uses:

  • Attempting to make actual purchases
  • Fraudulent activities of any kind
  • Identity theft or financial scams
  • Any illegal purpose

Frequently Asked Questions

What is a BIN number?

BIN stands for Bank Identification Number. It's the first 6-8 digits of a credit card that identify the issuing bank and card type. Our generator lets you specify a BIN to create cards that appear to be from specific banks.

Do these credit card numbers really work?

No. While the numbers pass mathematical validation (Luhn check), they are not connected to real accounts and cannot be used for actual transactions. They are for testing purposes only.

What is the Luhn algorithm?

The Luhn algorithm is a simple checksum formula used to validate identification numbers, especially credit card numbers. Our generator creates numbers that pass this check to appear valid to payment systems.

Can I generate cards from specific banks?

Yes! By entering the BIN (first 6-8 digits) of a specific bank, you can generate cards that appear to be from that institution. For example, Visa cards typically start with 4, Mastercards with 51-55 or 2221-2720, and American Express with 34 or 37.

Is it safe to use these numbers in my tests?

Absolutely. Since these numbers aren't real, there's no risk of accidentally charging a real account during testing. They're perfect for testing payment flows without using real credit cards.